We all have limits to what we can afford. Salespeople are great for getting you to fall in love with the truck, but that doesn’t mean you should try to buy it.
As I said about dealers in one of my previous articles that you should try to stick with reputable ones, the same goes for lenders. After all, most of us can’t drop a hundred grand to buy a new sleeper or extended cabin truck.
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So that means you need to borrow the money from a credit union, bank, or other lender. Just make sure they are legitimate and that the interest rates are good (fair). Of course if you can afford to pay a tiny bit more with each payment it will cut the interest down and save you money in the long run.
Another option, especially if you are buying for your entire fleet, is to use a broker. These are professional experts who can negotiate the best deals. Usually if your company is buying several vehicles for their fleet the broker can help get a better price and better terms.
They can assist with finding the best lenders and assist with taxes, titling and everything else that has to do with the purchase of a sleeper or extended cabin truck.
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