However you are not guilty but you are responsible and you need to be well aware that situation can happen easily. Not just easily it happens a lot and there is no real way how to avoid it. Choosing partners you are working with and carefully choosing equipment can save you a lot of headache but I know what you mean now – no way I can do this in real company life.
Some companies are offering some extra coverage in case something like this happens but it is far away from ideal protection. They say they will cover it but try telling that to a cop while your truck is inspected beside the road in the middle of nowhere.
8. Be In Business For a Long Time
Insurance companies and brokers like businesses that are old. Actually older the better. If you look from their perspective this makes sense. Actually it makes sense 100%. Being older than 3 years is really important to these guys.
And that number is increasing all the time. Few years ago it was OK if you are in business for 2 years but now they are asking to be in business for 3 years in order to qualify for massive discounts. It is not easy especially if you are not setting you strategy towards long term especially at the very beginning. But they are counting on that.