Now I guess you can see why there arose a need to have actual bobtail insurance. So then this will of course lead to another good question.
Source: www.northcarolinatruckaccidentlawyer.net
What Is Bobtail Truck Insurance?
Bobtail insurance, what it is and why do you need it? One would think insurance is insurance, wouldn’t you? Well yes and no. Insurance companies operate differently, though they all must follow the same Federal guidelines by the Federal Motor Carrier Safety Administration (FMCSA). That means that some will provide it while others offer it as a separate item.
Bobtail insurance is just like any other insurance really when you think about it. When you get health insurance, there is medical, vision, and dental. When you get regular car insurance there is liability, uninsured motorist, collateral damage, and etc. So the same basic concept is applied when you get bobtail insurance. Make sure it is included in your policy!
Source: www.ytimg.com
It doesn’t really matter if insurance is offered by your carrier that employs you. Chances are you need to have coverage beyond that, regardless if you are an independent driver, owner operator, or lease your truck through them. Now, if you are ‘on-the-clock’ you should be covered anyway. But if you are not, then your insurance should cover you! Many truckers opt to get bobtail insurance and/or non-trucking liability insurance.
